How to Track Your Spending Without Losing Your Mind - Simple Methods for Beginners
Introduction (Hook them with empathy) Let’s be honest: tracking every single purchase sounds about as fun as watching paint dry. You’ve probably tried it before—downloaded an app, saved receipts, swore you’d log everything—and then life got busy and you forgot about that $4 coffee or couldn’t remember where you spent cash three days ago. Here’s the truth: You don’t need a perfect system. You just need ONE that you’ll actually use. Let me show you the simplest methods that real people (not financial robots) can stick with. Method 1: The “Bank Statement Highlighter” (15 minutes per week) you can use bank app Best for: People who hate apps and prefer old-school methods What you do: • Once a week, print or pull up your bank statements using the bank app • Get three highlighters: one for needs (rent, groceries, bills), one for wants (restaurants, shopping), one for “oops” spending (impulse buys you regret) • Highlight each transaction • Add up each color at the en...